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accident and disease accident or disease actuarial addition administrative cost average Britain cash benefits cent children's allowances claim Co-operative Insurance Society Cohen Committee collecting societies companies compulsory insurance contributory pensions cost ratio dependants disability benefit employers estimated Exchequer exemption expenditure Friendly Societies funeral expenses funeral grant gainfully occupied guardian benefit income increase industrial accident industrial assurance Industrial Life Offices insurance benefits insurance contribution insurance scheme insured persons liability marriage means test ment millions minimum Ministry of Social needs occupation old age organisation outdoor relief paid paras payable payment pensionable age Plan for Social policies premiums present principle proportion proposed provision Prudential rates of benefit rates of contribution rent Report respect retirement pensions risks Scotland sickness Social Insurance Fund Social Security Statutory subsistence unem unemployment and disability unemployment benefit unemployment insurance unemployment or disability voluntary insurance weekly widows workmen's compensation